VML Insurance Programs provides auto, property, liability, and workers' compensation coverage to Virginia's local governmental entities. VML Insurance Programs (VMLIP), administered by the Virginia Municipal League, is the first and largest group self insurance pool in the Commonwealth of Virginia. For more than 30 years VMLIP has provided auto, property, liability, and workers’ compensation coverage to more than 460 local political subdivisions across Virginia. We are Virginia’s local government specialists. VMLIP’s programs are designed to meet the needs of all Virginia local governments – from the smallest to the largest. VMLIP provides comprehensive risk management program support, human resources and law enforcement consulting, training and more through experienced staff which includes three certified safety professionals, two registered nurses, a former police officer, a certified human resources professional, and a team of seasoned claims representatives, safety consultants and underwriters.